How to choose a bitcoin wallet depends on its intended use, not on a ranking. A few tests help. The keys stay with the user, or it is clear who holds them. The backup words follow a common standard that other compatible wallets can restore. The sender can set the network fee, which matters more than any promise of a bitcoin wallet with low fees, since that fee goes to the network rather than the wallet. Open source code or a long public record counts for more than lists of the best wallets, many of which are paid placements.
Creating a bitcoin wallet takes a few minutes in most apps. The app generates fresh keys, shows a short list of backup words to copy onto paper, and then displays a receiving address. How to create a bitcoin wallet safely comes down to that backup step, because without it a broken phone takes the coins with it. A bitcoin account is something else: a login at an exchange that holds keys for its customers. Anyone who wants to open a bitcoin account there usually faces identity checks, while owning bitcoin in a personal wallet needs no account at all.